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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 336-516-1237.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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In North Carolina, it is your legal right to have a buyer's agent represent you at no direct charge to you the buyer. Your agent is compensated through a prearranged commission paid by the seller. It takes a special knack to be a top buyer's agent. Many realtors do not have the patience, good listening, knowledge of many homes and neighborhoods, attention to detail, negotiating skills and helpful nature to serve their clients well. I pride myself on being among the best in the area and my success rate placing both relocation and local buyers in the home of their choice speaks for itself. By having an agent represent your interests rather than the seller there is no conflict of interest and you, the buyer, have the advantage of an advocate who will help you secure the best deal while providing quality service. As your personal buyer's agent, you can expect me to be honest and straightforward with information with no vested interest in any particular property. I will guarantee you careful guidance and attention from your first visit through the settlement date. You have nothing to lose and much to gain by hiring me as your purchasing partner!  Ask me any question about buying a home in Greensboro, Burlington, Raleigh and Chapel Hill. It's my job to help you! There's no obligation, and I promise to respond quickly... 
First Time Buyers >The Down Payment
Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.
If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.
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| Q |
What might happen to the Empire State Building in extreme weather?
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| A |
The Empire State Building can sway several feet to either side when buffeted by a severe windstorm or rainstorm. |
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